Max Roth Ira Contribution 2025. If you qualify, you can contribute up to $7,000 if you are under 50. As shown above, single individuals enter the partial contribution range when magi reaches $146,000 in 2025, up from $138,000 in 2023.

If you’re 49 and under, you can contribute up to $7,000 to a roth ira in 2025. At certain incomes, the contribution amount is lowered until it is eliminated completely.